KEBERLANJUTAN FINANCIAL TECNOLOGY SYARIAH PASCA ERA PANDEMI COVID-19 DI INDONESIA

Elok Fitriya, Ardhi Fathonisyam Putra, Wahyu Bagus Putra

Abstract


ABSTRAK

Inovasi teknologi mengakibatkan perusahaan mengubah konsep dalam bisnisnya sehingga perusahaan bisa survive dan kompetitif. Finansial teknologi syariah merupakan terobosan baru dalam era digitalisasi revolusi industri 4.0. Pada akhirnya, perusahaan dihadapkan pada keharusan digital: beradaptasi dengan keadaan yang baru atau risiko keusangan kompetitif. Tujuan dari penelitian ini adalah untuk mengetahui secara literasi dengan melakukan tinjauan pustaka yang sistematis pada kumpulan jurnal yang dipilih untuk mengeksplorasi apa yang memerlukan finansial teknologi syariah dan teknologi informasi serta kegunaannya yang dibuktikan secara empiris saat ini untuk mengusulkan kerangka kerja untuk penelitian masa depan tentang bagaimana kedua faktor ini dapat mempengaruhi dan kinerja perusahaan. Pertama makalah ini bertujuan untuk memberikan gambaran tentang digitalisasi, kematangan digital, Inovasi IT serta kemajuan digital. Kedua mengubah fundamental ekonomi setelah digitalisasi dijelaskan. Ketiga gambaran umum tentang digital teknologi dalam kinerja perusahaan.

 

Kata Kunci : Financial tecnology, Syariah, Teknology Informasi, Firm Performance


References


Bettiol, M. et al. (2019) ‘Impacts of industry 4.0 investments on firm performance Evidence From Italy’, (June), pp. 0–31.

Bouwman, H. et al. (2017) ‘The Impact of the Digital Workforce’, p. 18. Available at: https://i.forbesimg.com/forbesinsights/vmware/impact-of-digital-workforce.pdf.

Bouwman, H. et al. (2018) ‘The impact of digitalization on business models’, Digital Policy, Regulation and Governance , 20(2), pp. 105–124. doi: 10.1108/DPRG-07-2017-0039.

Bruskin, S. N. et al. (2017) ‘Business performance management models based on the digital corporation’s paradigm’, European Research Studies Journal, 20(4), pp. 264–274.

Bygren, K. (2016) ‘The digitalization impact on accounting firms business models’, Thesis, p. 79.

Chen, W. and Srinivasan, S. (2019) ‘Going Digital: Implications for Firm Value and Performance’, SSRN Electronic Journal, pp. 1–56.

Chu, Y. et al. (2019) ‘The impact of information technology capabilities of manufacturing enterprises on innovation performance: Evidences from SEM and fsQCA’, Sustainability (Switzerland), 11(21), pp. 1–17. doi: 10.3390/su11215946.

Deloitte (2019) ‘The performance of Small and Medium Sized Businesses in a digital world’, Deloitte Touche Tohmatsu Limited.

Dincer, B. and Dincer, C. (2016) ‘Literature Review on the Use of Technology and Information Systems in SMEs’, International Journal of Academic Research in Business and Social Sciences, 6(12), pp. 678–684. doi: 10.6007/ijarbss/v6-i12/2528.

Freitas Jr, J. C. da S. (2018) ‘the Relationship Between Digital Capabilities and’, Https://Lume.Ufrgs.Br/Handle/10183/184955#, pp. 1–188. Available at: https://lume.ufrgs.br/bitstream/handle/10183/184955/001081875.pdf?sequence=1&isAllowed=y.

Khin, S. and Ho, T. C. F. (2019) ‘Digital technology, digital capability and organizational performance: A mediating role of digital innovation’, International Journal of Innovation Science, 11(2), pp. 177–195. doi: 10.1108/IJIS-08-2018-0083.

Koch, T. and Windsperger, J. (2017) ‘Seeing through the network: Competitive advantage in the digital economy’, Journal of Organization Design. Journal of Organization Design, 6(1). doi: 10.1186/s41469-017-0016-z.

Kwon, E. H. and Park, M. J. (2017) ‘Critical factors on firm’s digital transformation capacity: Empirical evidence from Korea’, International Journal of Applied Engineering Research, 12(22), pp. 12585–12596.

Martín-Peña, M. L., Sánchez-López, J. M. and Díaz-Garrido, E. (2019) ‘Servitization and digitalization in manufacturing: the influence on firm performance’, Journal of Business and Industrial Marketing, 35(3), pp. 564–574. doi: 10.1108/JBIM-12-2018-0400.

Martínez-Caro, E., Cegarra-Navarro, J. G. and Alfonso-Ruiz, F. J. (2020) ‘Digital technologies and firm performance: The role of digital organisational culture’, Technological Forecasting and Social Change, 154(May). doi: 10.1016/j.techfore.2020.119962.

Morris, M. G. et al. (2003) ‘U SER A CCEPTANCE OF I NFORMATION T ECHNOLOGY : T OWARD A U NIFIED V IEW 1’, 27(3), pp. 425–478.

Nadeem, A. et al. (2018) ‘Editorial: Digital transformation & digital business strategy in electronic commerce - The role of organizational capabilities’, Journal of Theoretical and Applied Electronic Commerce Research, 13(2), pp. i–viii. doi: 10.4067/S0718-18762018000200101.

Nwaiwu, F. (2018) ‘Review and Comparison of Conceptual Frameworks on Digital Business Transformation’, Journal of Competitiveness, 10(3), pp. 86–100. doi: 10.7441/joc.2018.03.06.

OECD (2018) ‘Implications of the digital transformation for the business sector - summary’, Conference on implications of the digital transformation for the business sector, (November), pp. 1–9. Available at: http://www.oecd.org/sti/ind/digital-transformation-business-sector-summary.pdf.

Onaolapo, S. and Oyewole, O. (2018) ‘P ERFORMANCE E XPECTANCY , E FFORT E XPECTANCY , AND F ACILITATING C ONDITIONS AS F ACTORS I NFLUENCING S MART P HONES U SE FOR M OBILE L EARNING BY P OSTGRADUATE S TUDENTS OF THE’, 14.

Sheeran, P. (2017) ‘Intention — Behavior Relations : A Conceptual and Empirical Review European Review of Social Psychology’, (February). doi: 10.1080/14792772143000003.

Venkatesh, V. et al. (2016) ‘Unified Theory of Acceptance and Use of Technology: A Synthesis and the Road Ahead’, 17(5), pp. 328–376.

Wardaya, A. et al. (2019) ‘Mediating effects of digital technology on entrepreneurial orientation and firm performance: Evidence from small and medium-sized enterprises (SMEs) in Indonesia’, International Journal of Engineering and Advanced Technology, 8(5), pp. 692–696. doi: 10.35940/ijeat.E1098.0585C19.

Wiljén, B. and Khalaf Beigi, R. (2016) ‘Managing digitalization with Dynamic Capabilities-A case study on how incumbent firms are building dynamic capabilities to address digitalization’. Available at: https://pdfs.semanticscholar.org/28cf/1f9cf107e4f07e0f461bf273de2c9b0b5a1c.pdf.

Wroblewski, J. (2018) ‘Digitalization and Firm Performance: Are Digitally Mature Firms Outperforming Their Peers?’, (June), p. 80. Available at: https://lup.lub.lu.se/student-papers/search/publication/8945




DOI: https://doi.org/10.32528/jiai.v8i1.17143

Refbacks

  • There are currently no refbacks.


Copyright (c) 2023 JIAI (Jurnal Ilmiah Akuntansi Indonesia)

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

View My Stats